Business and Personal Law
STANDARD SKILLS and CONCEPTS VOCABULARY
BL 1 Basics of the Law: Students evaluate ethics and the law. Students assess the sources of the law in the United States and State of Indiana. Students outline the structure of the criminal and juvenile justice systems. Students evaluate procedural law. Students assess substantive law. Students will analyze the legal rules that apply to the environment and energy regulation. BL 1.1.1 Identify consequences of unethical and illegal conduct and formulate responses to ethical dilemmas. ethics
unethical
illegal
Majority Rule
BL 1.1.2 Explain a person’s responsibility under the law Law
Code
Consequence-Based Reasoning
Fundamental Ethical Rules
Universalizing
BL 1.1.3 Compare the relationship between law, and ethics, and business law. Business Ethics
BL 1.1.4 Debate and solve difficult ethical and legal problems Impartiality
Equity
BL 1.1.5 Demonstrate the way social forces may sometimes conflict Moral Rights
Civil Rights
Integrity
Civil Disobedience
BL 1.2.1 List the most common sources of the law Common Law
Positive Law
Jurisdiction
Constitutional Law
BL 1.2.2 Interpret the basic freedoms guaranteed by the Bill of Rights and describe several key Constitutional amendments beyond the Bill of Rights Constitution
Bill of Rights
Statutes
Administrative Regulations
Case Law
Administrative Agencies
Stare Decisis
Unconstitutional
Validity
BL 1.2.3 Classify the powers and limitations of the federal government as stated in the Constitution
BL 1.2.4 Locate, interpret, and apply specific statutes, ordinances, and administrative regulations
BL 1.2.5 Evaluate specific cases by stating the facts, finding the legal question, applying the law, and resolving the issue
BL 1.2.6 Discuss the rights to privacy including Internet and e-mail access and Internet and e-mail usage E-mail
BL 1.3.1 Compare and contrast the basic structure of the federal, state, and local court system Court
BL 1.3.2 Differentiate among cases that belong within the jurisdiction of the federal, state, and local court systems Jurisdiction
BL 1.3.3 Compare the role of the juvenile court with the role of other courts within a state Juveniles
BL 1.3.4 Distinguish among the roles of the legal professionals, such as judges, lawyers,
and paralegals
BL 1.4.1 Define and explain the advantages and disadvantages of litigation and alternate dispute resolution (ADR). Litigation
BL 1.4.2 Distinguish between civil and criminal law
BL 1.4.3 Compare and contrast the steps in a civil law suit with the steps in a criminal prosecution
BL 1.4.4 Evaluate the consequences of violating criminal law and remedies available in civil law.
BL 1.5.1 Differentiate among categories of crime, such as felonies, misdemeanors, and infractions Felony
Misdemeanor
Infraction
BL 1.5.2 Categorize different types of crimes, such as murder, manslaughter, burglary, battery, arson, forgery, and embezzlement Forgery
Arson
Battery
Embezzlement
BL 1.5.3 Determine several defenses to civil and criminal acts, including computer crimes, such as the insanity defense and self-defense Self-defense
BL 1.5.4 Evaluate and give examples of negligence, intentional torts, and product liability Negligence
Tort
BL 1.5.5 Explain the concept of strict liability and describe the circumstances under which it is imposed Strict Liability
BL 1.5.6 Illustrate the differences between procedural and substantive law. Procedural Law
Substantive Law
BL 1.5.7 Outline the various types of federal and state statutes designed to combat computer crime
BL 1.6.1 Describe the various federal statutes including National Environmental Policy Act, The Clean Air Act, The Clean Water Act, and The Toxic Substance Control Act that
impact upon the environment
BL 1.6.2 Review the various state statutes that impact the environment statute
BL 1.6.3 Describe the various federal agencies that affect energy regulation and conservation
BL 1.6 L1 Observe a live court case and connect concepts with the outcome of the case.
BL 2 Contract Law: Students discover the concepts and principles fundamental to contract law. Students evaluate the concepts and principles fundamental to sales agreements. BL 2.1.1 List the elements required to create a contract Contract
BL 2.1.2 Differentiate among classes of contracts, such as bilateral and unilateral; express and implied; and oral and written Express Contract
Implied Contract
Bilateral
Unilateral
BL 2.1.3 Illustrate how offer and acceptance along with consideration can create contractual rights and duties Offer
Accpetance
BL 2.1.4 Define and distinguish between different types of consideration and list the exceptions to the requirements of consideration Consideration
BL 2.1.5 Examine the ways that assent can be disrupted, such as fraud, non-disclosure, misrepresentation, mistake, duress, and undue influence Fraud
Duress
Undue Influence
BL 2.1.6 List the essential information that should be included under the statute of frauds and explain the parole evidence rule Parole Evidence Rule
BL 2.1.7 Discover the ways a contract can be discharged
BL 2.1.8 Outline breach of contract and the remedies available when a contract is breached Breach of Contract
Remedy
BL 2.1.9 Assess capacity and identify people who lack contractual capacity Capacity
BL 2.1.10 Ensure contracts legality and compare unconscionability to illegality. Unconscionable
Unconscionable Contract
BL 2.2.1 Distinguish between a sale of goods and other transactions relating to goods Goods
BL 2.2.2 Describe the Uniform Commercial Code (UCC) and explain why the UCC has been adopted by the states Uniform Commercial Code
BL 2.2.3 Explain when title and risk of loss pass in a sale of goods
BL 2.2.4 List and explain the remedies of the buyer and seller when the sales contract is breached Breach of Contract
Remedy
BL 2.2.5 State when a contract for the sale of goods must be evidenced by a writing Evidence
BL 2.2.6 Identify various types of warranties and describe how each of the warranties may be excluded or modified Warranty
BL 2.2.7 Determine when computer-related contracts are service contracts and when they are sale of goods contracts
BL 3 Employment Law: Students analyze the role and importance of employment law as it relates to the conduct of business in the marketplace. Students analyze the role and importance of agency law as it relates to the conduct of business in the marketplace.  BL 3.1.1 Determine what questions can and cannot be asked during an employment interview or on an application Employer
Employee
Employment
BL 3.1.2 Identify which tests, such as aptitude, psychological, polygraph, and drug testing an employee or applicant may be asked to take
BL 3.1.3 Explain the doctrine of employment-at-will and describe the wrongful discharge exceptions Wrongful Discharge
Employment-at-Will
Discharge Without Cause
Discharge With Cause
Duty of Obedience
Duty of Reasonable Skill
Duty of Loyalty and Honesty
Duty of Reasonable Performance
BL 3.1.4 Explain the difference between disparate treatment and disparate impact in discrimination cases Discrimination
BL 3.1.5 Identify legislation that regulates employee rights, such as Title VII of the Civil Rights Act, Americans with Disabilities Act, the Age Discrimination in Employment Act, and the Family and Medical Leave Act
BL 3.1.6 Identify legislation that regulates employment conditions, such as the Fair Labor Standards Act, the Immigration Reform and Control Act, and the Occupational
Safety and Health Act
Unfair Labor Practice
BL 3.1.7 Determine legislation which guarantees worker benefits, such as unemployment insurance legislation, pension protection legislation, workers’ compensation
legislation, and social security legislation
Worker's Compensation
Payroll Deduction
Unemployment Compensation
BL 3.1.8 Identify legislation that regulates union activities, such as the National Labor Relations Acts, the Taft-Hartley Act, and the Landrum-Griffin Act and collective
bargaining
Bargaining Unit
Representation Election
Certification
Decertification
Union Shop
Agency Shop
Open Shop
Collective Bargaining
Right-to-Work Laws
Deadlocked
Mediation
Strike
Lockout
Unfair Labor Practices
Picketing
Economic Strike
Unfair Labor Practice Strike
Boycott
Primary Boycott
Secondary Boycott
Cooling-Off Period
National Emergency Strike
BL 3.1 L1  Evaluate specific cases by stating the facts, finding the legal question, applying the law, and resolving the issue
BL 3.1. L2 Compare and contract various employment tests used during the hiring process
BL 3.1. L3 Participate in a mock interview and classify questions as being valid or invalid employment questions 
 BL 3.2.1 Distinguish between an agent and individuals, such as independent contractors,real estate brokers, bailees, and trustees and the relationships created Independent Contractor
Agent
BL 3.2.2 Differentiate among the types of agents and their authority, such as express, incidental, customary, and apparent Authority
BL 3.2.3 Outline the duties of an agent and principal in the relationship agent
principal
BL 3.2.4 Identify the different types of power of attorney Power of Attorney
BL 3.2.5 Describe when and how an agent or principal can become liable to a third party in a contract Agent
Principal
Third Party
BL 3.2.6 List and explain the methods by which an agency can be terminated Agency
BL 3.2. L1  Evaluate specific cases by stating the facts, finding the legal question, applying the law, and resolving the issue  
BL 4 Personal Law: Students analyze the functions/uses of commercial paper.  Students outline the legal aspects of credit. Students prioritize the concepts and functions needed to make insurance buying decisions. Students outline the processes involved in bankruptcy. Students evaluate the concepts and processes needed for estate planning including wills, powers of attorney, and medical directives. Students assess the concepts and processes needed to plan a trust. Students appraise the concepts, functions, and processes of domestic relations law. BL 4.1.1 Explain the importance and function of commercial paper Commercial Paper
BL 4.1.2 Identify and explain the essential elements of a negotiable instrument Negotiable Instrument
BL 4.1.3 Compare and contrast Describe the different types of negotiable instruments and different types of endorsement  Endorsement
Sight Draft
Time Draft
Acceptance
Check
Promissory Note
Certificate of Deposit
Collateral Note
Mortgate Note
Certified Check
Cashier's Check
Money Order
Teller's Check
Traveler's Check
Special Indorsement
Qualified Indorsement
Unqualified Indorsement
Restrictive Indorsement
BL 4.1.4 Explain the contractual relationship between the bank and its customers Draft
Bill of Exchange
Drawer
Drawee
Maker
BL 4.1.5 Illustrate different scenarios involving stop-payment orders, forgeries and material alterations Stop-Payment Order
Honor
Dishonor
BL 4.1.6 Outline the Check 21 Act and its effect on banking and electronic signature
BL 4.1.7 Demonstrate an understanding of the concept of “negotiability” and distinguish it from “assignability”
BL 4.2.1 Explain the nature of a letter of credit and the liabilities of the various parties to a letter of credit Letter of Credit
BL 4.2.2 Compare and contrast the major types of collateral Collateral  
BL 4.2.3 Describe a secured transaction and explain the requirements for creating a valid security interest Collateral
Secured Transaction
Security Interest
Right of Repossession
Secured Party
BL 4.2.4 Compare secured credit sales of consumer goods and secured credit sales of inventory
BL 4.2.5 Explain how a lien is created, released, and discuss lien priority Lien  
BL 4.2.6 Explain the rights of the parties upon the debtor’s default Default
BL 4.2.7 Compare and contrast a contract of suretyship and a contract of guaranty Suretyship
Principal Debtor
Surety
Right of Contribution
Guarantor
BL 4.2.8 List the requirements for becoming a holder in due course and explain the rights of a holder in due course
BL 4.2.9 List and explain the universal defenses available against all holders
BL 4.3.1 Compare and contrast insurance the different types of life, property, and health insurance Life Insurance
Property Insurance
Health Insurance
BL 4.3.2 Differentiate between requirements for an insurable interest for property insurance with those needed for life insurance Insurable Interest
BL 4.3.3 Discuss the impact of laws on insurance
BL 4.4.1 Describe and discuss the various types of bankruptcy Bankruptcy
BL 4.4.2 Compare the differences between voluntary bankruptcy and involuntary bankruptcy cases Voluntary Bankruptcy
Involuntary Bankruptcy
BL 4.4.3 Identify and discuss alternatives to bankruptcy
BL 4.4.4 Identify debts which are not extinguished by bankruptcy
BL 4.4.5 Categorize the liquidation hierarchy of asset distribution and the administration of the debtor’s estate
BL 4.4.6 Explain the future effects of bankruptcy on credit cards, revolving loans, and debit cards
BL 4.5.1 Identify the requirements necessary for a valid will Will
Testate
Testator
Testatrix
Executor
Executrix
Holographic Will
Nuncupative Will
BL 4.5.2 Define testamentary capacity and testamentary intent Testamentary Capacity
Testamentary Intent
BL 4.5.3 Distinguish between signing, attesting, and publishing a will
BL 4.5.4 Explain how a will may be modified or revoked Codicil
BL 4.5.5 Distinguish between the protection given to spouses and to children under the law of wills, including Indiana’s inheritance statutes
BL 4.5.6 Identify the responsibilities of an executor or administrator in the settlement of an estate
BL 4.5.7 Identify the rights and duties of beneficiaries Beneficiary
BL 4.5.8 Explain what happens to a decedent’s estate when a person dies without a will Will
Escheats
Intestate
Administrator
Administratrix
Estate
BL 4.5.9 Describe the probating and contesting of a will Probate
Contest
BL 4.5.10 Identify the key characteristics of medical directives including living wills and other types of powers of attorney Living Will
Power of Attorney
BL 4.6.1 Differentiate among the various types of trusts, such as charitable, private, spendthrift, revocable, and irrevocable trusts
BL 4.6.2 Identify the powers and duties of trustees Trustee
BL 4.6.3 Explain the advantages and disadvantages of doing estate planning Estate
BL 4.7.1 Define marriage and explain the rights and obligations that are involved in marriage Marriage
Marital Consortium
Adoption
Bigamist
BL 4.7.2 Compare and Contrast the age requirements for marriage under the laws of different states and federal legal systems
BL 4.7.3 Identify the issues and concerns that might be included in a prenuptial agreement Prenuptial Agreement
BL 4.7.4 Identify the states that recognize common law marriages versus ceremonial or civil marriages Common Law Marriage
Ceremon
BL 4.7.5 Compare and Contrast annulment, divorce, and dissolution proceedings Annulment
Divorce
Dissolution
Voidable Marriage
Void Marriage
Separation
BL 4.7.6 Describe the law as it relates to the distribution of property in a divorce No-Fault Divorce
BL 4.7.7 Outline the law of domestic relations as it relates to child custody, parenting time (visitation), and support Child Custody
Visitation
Ailmony
BL 4.7.8 Explain laws governing emancipation Emancipation
BL 5. Property Law Students analyze the legal rules that apply to personal property. Students analyze the legal rules that apply to real property. BL 5.1.1 Define real property, personal property, and fixtures and explain why property distinctions are important Real Property
Personal Property
Fixtures
Goods
BL 5.1.2 List different methods by which property is acquired (i.e. gift law, finders/keepers law) Accession
Donor
Delivery
Donee
Mislaid Property
Occupancy
BL 5.1.3 Define intellectual property and list types of intellectual property including how it relates to computer law issues Intellectual Property
Copyright
Trademark
Patent
BL 5.1.4 Identify the forms of co-ownership of personal property Personal Property
Co-Ownership
Ownership in Severalty
Equal Rights of Possession
Right of Partition
Joint Tenancy
Right of Survivorship
Tenancy in Common
Tenancy by the Entireties
Community Property
Separate Property
BL 5.1.5 Explain how a bailment is created and describe the standard of care bailees are required to exercise over bailed property Bailment
Bailor
Bailee
Actual Bailment
Constructive Bailment
Custody
Fungible
Extraordinary Care
Extraordinary Bailment
Gratuitous Bailment
Ordinary Care
Mutual-Benefit Bailment
Minimal Care
Involuntary Bailment
BL 5.1.6 Explain the effect of a sale-on-consignment and a sale-on-approval Consignment
Sale on Approval
BL 5.1.7 Identify a common carrier’s liability for loss or damage to goods Common Carrier
Demurrage
Carrier's Lien
BL 5.1.8 Determine a hotel keeper’s liability
BL 5.1 L1 Evaluate specific cases by stating the facts, finding the legal question, applying the law, and resolving the issue
BL 5.2.1 Distinguish between a lease and a deed Lease
Deed
BL 5.2.2 Compare liens, licenses, and easements and explain the differences Lien
License
Easement
BL 5.2.3 Classify the major estates in land and describe the features of each Estate
BL 5.2.4 List and describe the forms of co-ownership of real property
BL 5.2.5 Illustrate the method of transferring title (deeding) to real property Deeding
Real Property
BL 5.2.6 Describe the kinds of rental relationships that landlords and tenants may create Landlord
Tenant
Lease
Rent
Periodic Tenancy
Tenancy From Month to Month
Tenancy For Years
Tenancy at Sufferance
Tenancy at Will
Assignment of a Lease
Subletting
BL 5.2.7 Identify federal, state, and local statutes that affect the landlord-tenant relationship Warranty of Habitability
BL 5.2.8 Explain the rights and obligations of landlords and tenants on the termination of a lease Eviction
Constructive Eviction
BL 5.2.9 Describe the function of warranty and quit claim deeds Warranty
Quit Claim Deed
BL 5.2.10 Determine methods of transferring real property other than by sale Real Property
BL 5.2 L1 Evaluate specific cases by stating the facts, finding the legal question, applying the law, and resolving the issue